Auto+Insurance

> This site talks about insurance for teens. Insurance is required before you can even drive a car. This site outlines certain programs or policies for teenagers. The site helps answer questions that most teenagers have about insurance and offering the best policies for getting insurance that are specific to new drivers and teenagers.
 * "Teens and Auto Insurance." //Auto and Homeowners Insurance Information for Colorado, New Mexico, Utah, Wyoming//. Web. 05 Apr. 2011. <__ [|http://www.rmiia.org/auto/teens/Buying_Auto_Insurance.asp>.] __

=**Facts**=
 * 1) Most insurers offer a discount, some as high as 25%, for students who maintain a B average.
 * 2) Graduated Driver Licensing law requires teens to log 50 hours with an experienced driver,
 * 3) but taking a formal drivers training course will likely save on insurance. Many companies offer up to a 10% discount.
 * 4) Traffic crashes and citations will also impact your premium.
 * 5) cars considered "high performance" have much higher insurance costs.
 * 6) Drivers age 15-20 accounted for 12.9 percent of all the drivers involved in fatal crashes and 16 percent of all the drivers involved in police-reported crashes in 2006.
 * 7) The highest insurance rates are paid by any male driver under the age of 25.


 * Male Teen Driver**
 * Newly licensed **male** teen driver, 6-mo. auto policy || **No tickets or accidents** Good driver, driver training, good student, and multi-car discounts || **One ticket**

Loses the good driver discount (others still apply) || **One ticket and one accident** Loses the good driver discount, (other discounts still apply); includes an accident surcharge ||
 * Pueblo, CO || $1,101 || $1,206 || $2,637 ||
 * Parker, CO || $994 || $1,092 || $2,430 ||
 * Weld County, CO || $869 || $953 || $2,121 ||
 * El Paso County, CO || $949 || $1,042 || $2,306 ||


 * Female Teen Driver**
 * Newly licensed **female** teen driver, 6-mo. auto policy || **No tickets or accidents** Good driver, driver training, good student, and multi-car discounts || **One ticket**

Loses the good driver discount (others still apply) || **One ticket and one accident** Loses the good driver discount, (other discounts still apply); includes an accident surcharge ||
 * Pueblo, CO || $898 || $984 || $2,152 ||
 * Parker, CO || $811 || $891 || $1,982 ||
 * Weld County, CO || $709 || $778 || $1,730 ||
 * El Paso County, CO || $774 || $850 || $1,878 ||